Dice toppings such as nuts, coconut and cherries into small pieces.
Get the rest of the toppings ready. You will want them ready to go, because as soon as the bananas are dipped in chocolate they need to be topped. Before the chocolate dries.
Guess how much chocolate you will need according to how many bananas you used. Melt chocolates in the microwave at half power for about 30 seconds at a time. Stir after each 30 second interval. Microwave until chocolate is melted and smooth.
Dip the tops of the bananas in the chocolate.
Sprinkle toppings over the chocolate covered bananas.
Freeze until firm. Remove from baking sheet and store in an air tight container.